I am a bit confused at the moment. I told a friend that I wanted to start selling things on line and he started talking to me about ACH Processing and marketing my website, accepting echecks and all sorts of other things and now I am completely confused. I guess I did not realise that there was so much to it and I have a lot to learn. I have decided to spend a day trying to learn all about these things, finding out what an EFT payment is and how to make sure my website is secure and if I do not begin to understand it then I will find a company that can do it for me. I think that I will be able to afford to pay someone because if it takes up a lot of my time then that will cost valuable time and money as well. It is also worth getting an expert in if it means that I will do much better as a result of it. I am tempted to use a company that can design and set up the website including the payment processing and so all of the necessary marketing for me. I know it will be dear but it should mean that I can get selling as quickly as possible.